Coverage That’s as Unique as Your Business
We know that owning a company is no small feat, and we want to help you protect your investment. Even the most successful companies can’t avoid risk. Our insurance advisors can help you identify gaps in your coverage plans and look for ways to save you money and resources, all while protecting your assets and income from whatever might come your way.
Industries We Serve
Our 50+ years in the field have led us to work with a variety of industries and develop a deep understanding of their coverage needs and goals.
Just a few of the industries we serve....
- Contractors
- Utility providers
- Hospitality/restaurant, hotel
- Manufacturing/light
- Distributors
- HOA/Condo associations
- Real Estate Developers
Our Commercial Coverage Programs
Property
Property insurance protects your assets if they happen to be stolen, damaged, or destroyed by fire or natural disaster. We’ll partner with you to design insurance coverage that will protect your company property, so you can rest assured your business is protected.
Inland Marine
Inland Marine insurance coverage protects your business property while it is away from your business location, while off-site or in transit on land. It also covers specialized items that standard property insurance policies can’t cover, like instrumentalities of transportation and communication.
Cyber
Cyber insurance generally covers your business’ liability for a data breach or ransomware attack, which may involve sensitive customer information. And it is not just large organizations that need cyber coverage, any size business is at risk.
Professional Liability
Also known as errors and omissions insurance, professional liability protects your business with claims of negligence, malpractice, errors and omissions during the practice of a professional service. Not just a business, anyone educated and trained to provide a service or trade should have professional indemnity.
General Liability
All businesses, no matter their size or industry, come with a certain set of uncertainties or risks that need to be considered: employees, visiting clients, vendors…the list goes on! With our general liability program, we will put together a customized insurance package that’s tailored for your business.
Worker's Compensation
Worker’s Compensation insurance is a type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses. It will help to pay for medical care and wages from lost work time. Work Comp benefits can vary by state, we will provide the coverage that is the best for your business and its locations.
Flood
Flood Insurance covers losses directly caused by flooding (an excess of water on land that is normally dry). You don’t have to live in a flood zone to need Flood Insurance. Make sure that your business is covered.
Management Liability
Liability policies, which are important to any business, may include Directors & Officers, Employment Practices Liability Insurance (EPLI) and Fiduciary. We encourage all clients to consider them.
Commercial Automobile
Whether you have a company car, or a whole fleet to manage, we can help you implement coverages that will protect your business from the additional risks when commercial vehicles and employees are out on the open road.
Umbrella / Excess Liability
Extra liability coverages can be covered with Commercial Umbrella policy. Without this type of policy, you would have to pay out of pocket for excess liability claims that cost more than your coverage limits. Let us make sure you have that extra layer of security.
Bond
A surety bond is a contract between 3 parties: the principal (customer), the surety (insurance agent), and the obligee (entity requiring the bond). This will financially guarantee that the principle will act in accordance with the terms established by the bond. You are able to purchase simple bonds through our website. Bonds not limited to: license and permit, payment and performance, court, bid.
Additional Coverage Options
- Life Insurance
- Crime
- Employee Benefits
- Ocean Marine
Property
Property insurance protects your assets if they happen to be stolen, damaged, or destroyed by fire or natural disaster. We’ll partner with you to design insurance coverage that will protect your company property, so you can rest assured your business is protected.
Inland Marine
Inland Marine insurance coverage protects your business property while it is away from your business location, while off-site or in transit on land. It also covers specialized items that standard property insurance policies can’t cover, like instrumentalities of transportation and communication.
Cyber
Cyber insurance generally covers your business’ liability for a data breach or ransomware attack, which may involve sensitive customer information. And it is not just large organizations that need cyber coverage, any size business is at risk.
Professional Liability
Also known as errors and omissions insurance, professional liability protects your business with claims of negligence, malpractice, errors and omissions during the practice of a professional service. Not just a business, anyone educated and trained to provide a service or trade should have professional indemnity.
General Liability
All businesses, no matter their size or industry, come with a certain set of uncertainties or risks that need to be considered: employees, visiting clients, vendors…the list goes on! With our general liability program, we will put together a customized insurance package that’s tailored for your business.
Worker's Compensation
Worker’s Compensation insurance is a type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses. It will help to pay for medical care and wages from lost work time. Work Comp benefits can vary by state, we will provide the coverage that is the best for your business and its locations.
Flood
Flood Insurance covers losses directly caused by flooding (an excess of water on land that is normally dry). You don’t have to live in a flood zone to need Flood Insurance. Make sure that your business is covered.
Management Liability
Liability policies, which are important to any business, may include Directors & Officers, Employment Practices Liability Insurance (EPLI) and Fiduciary. We encourage all clients to consider them.
Commercial Automobile
Whether you have a company car, or a whole fleet to manage, we can help you implement coverages that will protect your business from the additional risks when commercial vehicles and employees are out on the open road.
Umbrella / Excess Liability
Extra liability coverages can be covered with Commercial Umbrella policy. Without this type of policy, you would have to pay out of pocket for excess liability claims that cost more than your coverage limits. Let us make sure you have that extra layer of security.
Bond
A surety bond is a contract between 3 parties: the principal (customer), the surety (insurance agent), and the obligee (entity requiring the bond). This will financially guarantee that the principle will act in accordance with the terms established by the bond. You are able to purchase simple bonds through our website. Bonds not limited to: license and permit, payment and performance, court, bid.
Additional Coverage Options
- Life Insurance
- Crime
- Employee Benefits
- Ocean Marine
Make Inter-Agency Part of your Team
A great business is built on a strong and grounded network with abundant resources, and at Inter-Agency, we’re ready to offer you those resources at no cost to you. See the Inter-Agency difference and protect what matters. Request a zero cost, no obligation quote of your insurance coverage with us to find out how we can help your company get the right protection at the right price.